The problem
You're not alone. 73% of multi-card users say tracking payments is their biggest financial stress. The average user loses $400+ per year to missed payments, late fees, and interest charges.

"I forgot my card payment was due yesterday. Now I have a $35 late fee and my credit score dropped 90 points."

"I have 4 cards across 3 banks. How much did I spend this month? Which card has credit left? I'm completely lost."

"These finance apps want full access to my bank account and upload everything to their servers. One data breach and I'm done."
Simple features for real frustrations
Open the app and instantly know what you owe, when payments are due, and how much credit you have leftβacross all your cards.
Card Dashboard View
Every card has a billing cycle. CardMate categorizes bills and shows you exactly when each payment is due, with gentle smart tracking.
Smart Reminders Calendar
Add purchases as you make them. CardMate automatically calculates balances and shows you spending by category.
Spending Tracker
CardMate works 100% offline. No internet required, no cloud sync, no account creation. Your sensitive financial information never leaves your phone.
Optional app lock
Data stays on device
Zero data transmission
No tracking, no ads
Join thousands who've simplified their financial life
Download for FreeNo credit card required
Start tracking immediately
Your data never leaves your device