The problem
You're not alone. 73% of multi-card users say tracking payments is their biggest financial stress. The average user loses $400+ per year to missed payments, late fees, and interest charges.

"I forgot my card payment was due yesterday. Now I have a $35 late fee and my credit score dropped 90 points."

"I have 4 cards across 3 banks. How much did I spend this month? Which card has credit left? I'm completely lost."

"These finance apps want full access to my bank account and upload everything to their servers. One data breach and I'm done."
The Solution
Simple features for real frustrations
Open the app and see all your cards, balances, and upcoming payments in one place. No more switching between banking apps.

Get reminders the day before your payment is due, and again on the due date. No more late fees.

See where your money actually goes. Charts break down your spending by category so you can spot trends.

Look back at past billing cycles whenever you need to. Export your data if you want it in a spreadsheet.

CardMate works 100% offline. No internet required, no cloud sync, no account creation. Your sensitive financial information never leaves your phone.
Optional app lock
Data stays on device
Zero data transmission
No tracking, no ads
Join thousands who've simplified their financial life
Download for FreeNo credit card required
Start tracking immediately
Your data never leaves your device